Your real estate agent and lender will guide you through costs including mortgage, land transfer taxes, and other fees. Get a detailed breakdown of closing costs from your lawyer. Consider additional expenses like moving costs, new appliances, and home furnishings.
Property value is determined by multiple factors: Location, Layout, Presentation, Amenities, and Upgrades/Updates. Unless you have an unlimited budget, expect to make some compromises in your search.
Know your priorities to make informed trade-offs that fit your lifestyle. Your real estate agent will help identify deal-breakers and find properties that align with your needs, goals, and long-term plans. The ultimate goal is finding the best overall value within your budget.
Your Realtor® plays the most crucial role in your home-buying journey. Their responsibilities include:
Don't hesitate to ask questions about service charges when selecting an agent. While vendors typically pay the commission, some agents may charge buyers additional fees.
Start your mortgage pre-qualification early. Various institutions offer mortgages: banks, trust companies, credit unions, pension funds, and more. Compare multiple lenders as terms and options vary significantly.
Consider working with a mortgage broker who can find the best terms and rates across multiple lenders.
A lawyer protects your legal interests by checking for liens, reviewing contracts, and ensuring a smooth property transfer. Choose a lawyer who:
A professional home inspection is crucial. Your inspector will evaluate the property's condition, identify issues, and highlight potential concerns. Every inspection should cover:
A WETT inspection examines your solid fuel burning system for safety and compliance. Often required for home insurance.
"Together, we make your life easier and your transition seamless. Our combined experience in real estate and banking ensures you'll feel comfortable and confident throughout your real estate journey."
Stacy & Louise Anastasiadis
The Anastasiadis Real Estate Team - Sutton Group
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